|Purchase Annual Percentage Rate (APR)||15.74% to 23.74%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.|
|Balance Transfer APR||15.74% to 23.74%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.|
|Cash Advance APR||26.49%‡. This APR will vary based on the Prime Rate.|
|How to Avoid Paying Interest on Purchases||Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date.|
|Minimum Interest Charge||None|
|Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.|
|‡These APRs will vary with the market based on the Prime Rate. Click here to see complete Pricing & Terms.
|Annual Membership Fee||None|
|Balance Transfer Fee||Either $5 or 5% of the amount of each transfer, whichever is greater.|
|Cash Advance Fee||Either $10 or 5% of the amount of each transfer, whichever is greater.|
|Foreign Transaction Fee||None|
|Late Payment Fee||Up to $39|
|Return Payment Fee||Up to $39|
|Return Check Fee||None|
|Issuer||JPMorgan Chase Bank, N.A.|
Additional Information/Frequently Asked Questions for Current Cardholders
New Cardmember Offer: If your new cardmember offer is an Amazon.com Gift Card, it will be loaded into your Amazon.com account upon approval of your application. To view your gift card balance, go to Gift Card Balance. If your new cardmember offer is a Statement Credit, the Statement Credit will be posted to your account after you meet the offer qualifications. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.
Determining Points Available for Use at Amazon.com: Your Amazon Rewards Visa Signature Card points balance reflects your points balance as of your last billing cycle. Points earned in a billing cycle typically become available for use once the billing cycle has ended. You can see the available points for use by logging into your account at Chase.com.
Getting Additional Help with Your Amazon Rewards Visa Signature Card: The Amazon Rewards Visa Signature Card is issued by Chase. For card servicing requests or questions such as current balance, payment due date, statement questions and more, please visit their website at Chase.com.
Other FAQs: Please visit our FAQ page for additional commonly asked questions.
Important Information from Amazon
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
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After a few days I got a letter from Chase asking me for some details such as my SSN card and a proof of residence. Fair. During that day, I went to a Chase office in person to show all my papers, and they said "you're approved". Effectively, I got my card a week later. It came with a described list of all basic steps: how to activate it, sign in for online account, etc. Even my Amazon account automatically assigned this card as my default payment method. To make sure it was properly working, I bought a couple of stuffs on Amazon without using the $70 gift card. I thought "I can use the benefit later" and it worked as expected.
Sounds like a nice story, right?
Well, next day I tried to pay my lunch with my brand-new Amazon Prime Visa but it was rejected. I didn't pay much attention and I just called by the end of the day to Chase. Surprise was to hear they'd decided to close my card without immediate notice. In addition, they said they didn't have access to the actual reasons. They just said I had to wait seven to ten days for a letter with the reasons. I must be honest, I was totally upset with this situation and I thought to send this feedback right away. But, what is a good review without the whole story?
Today I got the glorious letter. The reason? NOT ENOUGH CREDIT INFORMATION ON FILE.
Really? Don't they have the chance to check this after asking me for my SSN, ID, creating a hard inquiry on my credit score, etc? Don't they have the chance to check this information BEFORE SENDING THE PHYSICAL CARD?
I thought Chase + Amazon = best combination.
Now, for the very first time, I cannot recommend an Amazon product.